The Cycle of Investing Events on Wall Street The Cost of Procrastination

    

It is our goal to build a portfolio of elite companies that pay shareholders and have the ability to continue increasing dividends.


  • From 1926 through 2012, reinvestment of dividends accounted for 97% of the stock market's total return after inflation.*
  • Weighting by dividends can raise a portfolio's dividend yield.  research shows that portfolios comprised of the highest dividend-yielding stocks within the S&P 500** Index have historically outperformed the S&P 500 Index as a whole.
  • Cash dividends provide an objective measure of a company's value and profitability -- one that cannot be manipulated.
  • Potential bear market protection -- as stock prices fall, investors can buy more shares with reinvested dividends.  


About Us

 

We bring over 35 years of experience in assisting clients in creating, building, and sustaining wealth over time.  We've provided the most personal service available, thus earning a reputation for excellence in our industry.  We work for you in creating your financial security.  Our investment philosophy makes you an owner in world class companies.

Our Company is based on the principle that education and understanding of your current financial situation is vital to make successful prudent decisions.  For a free portfolio analysis, give us a call today at (619) 741-5735.


*Standard & Poor’s, Data as of 02/01/2013

 

**The Standard & Poor's 500 Index is a capitalization weighted index of 500 stocks designed to measure performance of the broad domestic economy through changes in the aggregate market value of 500 stocks representing all major industries.


*** There are risks associated with investing including possible loss of principal. Foreign investing involves special risks, such as risk of loss from currency fluctuation or political or economic uncertainty. Investments in real estate involve additional special risks, such as credit risk, interest rate fluctuations and the effect of varied economic conditions. All performance referenced is historical and is no guarantee of future results.  All indices are unmanaged and cannot be invested in directly.




 

Helpful Content

5 Smart Investing Strategies

5 Smart Investing Strategies

Getting what you want out of your money may require the right game plan.

Mutual Funds vs. ETFs

Mutual Funds vs. ETFs

Exchange-traded funds have some things in common with mutual funds, but there are differences, too.

The Richest Man in Babylon

The Richest Man in Babylon

In good times and bad, consistently saving a percentage of your income is a sound financial practice.

 

What Do Your Taxes Pay For?

Here's a breakdown of how the federal government spends your tax money.

The Cost of Procrastination

Don't let procrastination keep you from pursuing your financial dreams and goals.

Life and Death of a $20 Bill

How long does a $20 bill last?

Saving on Fitness Membership Costs

There are ways to improve your physical fitness without denting your fiscal fitness.

A House Divided

By understanding a few key concepts during a divorce, you may be able to avoid common pitfalls.

The Financial Literacy Crisis

Many Americans are operating their personal finances with only the barest minimum of knowledge.

View all articles arrow

Home Mortgage Deduction

Use this calculator to assess the potential benefits of a home mortgage deduction.

Social Security Taxes

Estimate how much of your Social Security benefit may be considered taxable.

Comparing Investments

Estimate the potential capital gains taxes due on your transactions.

Comparing Mortgage Terms

Estimate the total cost in today's dollars of various mortgage alternatives.

Federal Income Tax

Use this calculator to estimates your income tax liability along with average and marginal tax rates.

Potential Income from an IRA

Estimate your monthly and annual income from various IRA types.

View all calculators arrow

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

Tax Management Strategies

Learn more about taxes, tax-favored investing, and tax strategies.

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

View all presentations arrow

The Facts About Income Tax

Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.

Raise Your Retirement Income

Retirees look for ways to convert savings and investments into regular income. One option to consider is an annuity.

Global and International Funds

Investors seeking world investments can choose between global and international funds. What's the difference?

Should You Invest in Exchange Traded Funds?

There are nearly 1,200 ETFs available. Should you invest in them?

Acres of Diamonds

In life it often happens that the answers are right in our own back yards. This may be particularly true of investing.

What Can a Million Dollars Buy You?

$1 million in a diversified portfolio could help finance part of your retirement.

View all videos arrow