The Cycle of Investing Events on Wall Street The Cost of Procrastination

    

It is our goal to build a portfolio of elite companies that pay shareholders and have the ability to continue increasing dividends.


  • From 1926 through 2012, reinvestment of dividends accounted for 97% of the stock market's total return after inflation.*
  • Weighting by dividends can raise a portfolio's dividend yield.  research shows that portfolios comprised of the highest dividend-yielding stocks within the S&P 500** Index have historically outperformed the S&P 500 Index as a whole.
  • Cash dividends provide an objective measure of a company's value and profitability -- one that cannot be manipulated.
  • Potential bear market protection -- as stock prices fall, investors can buy more shares with reinvested dividends.  


About Us

 

We bring over 35 years of experience in assisting clients in creating, building, and sustaining wealth over time.  We've provided the most personal service available, thus earning a reputation for excellence in our industry.  We work for you in creating your financial security.  Our investment philosophy makes you an owner in world class companies.

Our Company is based on the principle that education and understanding of your current financial situation is vital to make successful prudent decisions.  For a free portfolio analysis, give us a call today at (619) 741-5735.


*Standard & Poor’s, Data as of 02/01/2013

 

**The Standard & Poor's 500 Index is a capitalization weighted index of 500 stocks designed to measure performance of the broad domestic economy through changes in the aggregate market value of 500 stocks representing all major industries.


*** There are risks associated with investing including possible loss of principal. Foreign investing involves special risks, such as risk of loss from currency fluctuation or political or economic uncertainty. Investments in real estate involve additional special risks, such as credit risk, interest rate fluctuations and the effect of varied economic conditions. All performance referenced is historical and is no guarantee of future results.  All indices are unmanaged and cannot be invested in directly.




 

Helpful Content

Are Alternative Investments Right for You?

Are Alternative Investments Right for You?

With alternative investments, it’s critical to sort through the complexity.

Crowdfunding—Capital for the 21st Century

Crowdfunding—Capital for the 21st Century

Crowdfunding continues to gain momentum as more people search the Internet for financing and fundraising alternatives.

Pay Yourself First

Pay Yourself First

It sounds simple, but paying yourself first can really pay off.

 

Putting a Price Tag On Your Health

Being healthy not only makes you feel good, it may also help you financially.

Password Protection Strategies

Simple steps may help you foil hackers and protect your privacy.

The New Red Scare: Chinese Ownership of U.S. Debt

China owns a portion of the total outstanding debt of the U.S. Government. What does it mean?

Certain Uncertainties in Retirement

The uncertainties we face in retirement can erode our sense of confidence.

The Financial Literacy Crisis

Many Americans are operating their personal finances with only the barest minimum of knowledge.

Traditional vs. Roth IRA

One or the other? Perhaps both traditional and Roth IRAs can play a part in your retirement plans.

View all articles arrow

What Is the Dividend Yield?

This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.

Saving for College

This calculator can help you estimate how much you should be saving for college.

Social Security Taxes

Estimate how much of your Social Security benefit may be considered taxable.

Home Mortgage Deduction

Use this calculator to assess the potential benefits of a home mortgage deduction.

Self-Employed Retirement Plans

Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.

Comparing Mortgage Terms

Estimate the total cost in today's dollars of various mortgage alternatives.

View all calculators arrow

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

View all presentations arrow

To Buy or Not to Buy

The decision whether to buy or rent a home may have long-term implications.

Retiring the 4% Rule

A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.

An Arm and a Leg

A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be.

Acres of Diamonds

In life it often happens that the answers are right in our own back yards. This may be particularly true of investing.

Making Your Tax Bracket Work

Have you explored all of your choices when it comes to managing your taxable income?

The Rule of 72

Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out.

View all videos arrow